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Starting Your Own Business as an Internet Merchant

The first step to becoming an internet merchant is getting a merchant account to conduct business online. In today’s world it’s gotten easier for every business owner to get their own merchant account because, there are many more processing methods available than just ten years ago.
Most merchant processors will approve your merchant account application in just minutes and you will be able to start doing business online even as early as the same day.

How Merchant Accounts Work

When a customer purchases a product or service from your website their order will either be approved or denied by the merchant processors servers. If the order is approved or denied, the customer will receive a message immediately and the funds will be withdrawn from the customer’s credit card or bank account. Once the funds leave the customers bank account they will be immediately wired into the businesses bank account. In essence Internet merchant accounts act as the middle-man between the customer and the merchant, they are responsible for handling all credit transactions and securing sensitive customer credit card data.

How to choose The Right Merchant Processor

1. Reputation – When it comes to choosing a merchant processor, it always pays to do the research online before signing up with any company.
2. Support – Make sure that the merchant processor is available 24 hours a day, 7 days a week, 365 days a year just in case you need customer support. There’s nothing more frustrating than choosing a merchant processor that’s only available between the hours of 8:00am and 5:00pm when the average online business is a 24 hour a day operation.
3. Payment methods – Verify that your merchant processor will allow you to accept payment via all major credit cards like American Express, Visa, Master Card and Discover. You should also verify that you will be able to accept payment via check as well because; the more ways customers have to pay you, the better.

The Online Gold Rush

Now is the right time for every business to start selling products, services and solutions online. It doesn’t matter if a business is selling products, services or solutions, they can grow their business and make even more money by selling online.



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