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There are 3.3 billion mobile phones in the world, and each second, about 5,000 texts are sent. These are massive numbers, and even more massive expenses. We are at a point where we need our mobile phones, so cutting ourselves off completely would do us no good, even if we are saving money. There are, however, some tricks to keeping your mobile communication and still saving money. Sign Up for Pay As You Go As a rule of thumb, if you make less than 150 minutes of calls and send fewer than 100 texts in a month, then a pay as you go phone will probably work out cheaper than having a contract. It is...

When it comes to clothes, girls have it easy. Whether crafting or buying, there are innumerable options out there for girls and their parents. It’s always possible to find exactly what you need. Things can be much more difficult for boys and their parents. There are fewer items and much less variety of color, style, and sizing in most stores. The boy’s section is just smaller. Unfortunately, this can be just as true when it comes to Halloween as when it comes to everyday fashions. Fortunately, there are ways to get around the limited stock of many boys costume sections. This Halloween, make...

Valentines day is just 1 month away, so I chatted up some of my girlfriends to see what they were hoping for on this lover’s holiday. What do you all want for Valentine’s Day, ladies? Anything healthy? CATHY: I’m a traditional gal that loves a man with a great sense of humor.  I’d like a couple funny cards,  flowers and most importantly, chocolate. I know it’s all commercialized nonsense, but I’m conditioned to expect some show of affection from my husband. It would mean more if he did it one day spontaneously, of course, but that’s never going to happen....